Data protection guideline

Data protection

Guru Cashflow Management GmbH

  1. General information on data protection

The protection of your personal data is particularly important to us. Therefore, we process your data exclusively on the basis of the legal provisions (GDPR, TKG 2003). This data protection information will inform you about the essential aspects of data processing as part of our website.

Contact If you get in touch with us by form on the website or by email, the data you provide will be saved with us for processing your request and in the event of follow-up questions for six months. This data will not be passed on without your express consent. By registering an account on the Guru Cashflow Management GmbH website, the user agrees to email traffic or communication via digital networks.

Guru Cashflow Management GmbH is the body responsible for data collection.

  1. Use and passing on personal data

We would like to point out that the IP data of the connecting holder as well as the name, address and credit card number of the buyer are saved as part of the simplification of the purchasing process and for later contract processing by the web shop operator. In addition, the following data is saved for contract processing:

For further order processing, Guru Cashflow Management GmbH passes on the information provided by the user to the relevant providers in order to enable order processing and direct contact. Other third parties are excluded from this transfer.

The orders and transactions made via the platform are digitally recorded and evaluated by Guru Cashflow Management GmbH.

Both the user and the provider are aware of the fact that Guru Cashflow Management GmbH processes data even if it only appears as an intermediary.

The data is not transmitted to third parties, with the exception of the transfer of the credit card data to the handling bank institutions/payment service provider for the purpose of debiting the purchase price, to the transport company commissioned by us to deliver the goods and to our accounting to fulfill our tax law obligations.

In the event of a contract, all data from the contractual relationship will be saved by the end of the tax law retention period (7 years). In addition, the data name, address, purchased goods and purchase date are saved until the end of product liability (10 years). Data processing takes place on the basis of the legal provisions of Section 96 (3) TKG as well as Art. 6 Para. 1 Lit. a (consent) and/or lit. B (necessary for the fulfillment of the contract) of the GDPR.

  1. Credit check and scoring

If we make advance payments, e.g. For example, when buying on account, we reserve the right to obtain credit information on the basis of mathematical-statistical procedures for the maintenance of our legitimate interests. For this purpose, we transmit the personal data required for the credit check and use the information obtained about the statistical probability of a default of payment in order to make a weighed decision on the reason, implementation or termination of the contractual relationship. The credit information can contain probability values ​​(score values), which are calculated on the basis of scientifically recognized mathematical-statistical procedures, into which, among other things, address data are incorporated.

Your interests worthy of protection are taken into account in accordance with the legal provisions. You can receive information about the stored data from you from the respective business information agency.

The information is obtained from the following economic ideas:

KSV1870 Holding AG
Wagenseilgasse 7
A-1120 Vienna
T: 050 1870-1000
F: 050 1870-99 1000
E-mail: ksv@ksv.at
Internet: www.ksv.at
Business book number: 303439 I
UID number: ATU64034878
DVR number: 3004566

  1. SSL/encrypted data transmission

Your data will be transmitted in encrypted form to counter abuse by third parties. SSL (Secure Socket Layer) is a security technology that ensures that your personal data, including credit card information, login data and payment information, is safely transferred via the Internet. Payment data is encrypted in such a way that they are only readable for the payment system.

Which data are encrypted?

  • Personal data (address, telephone number etc.)
  • Login data (user recognition and password)
  • All selected payment methods, credit card and account information
  1. Use of cookies

On different sides we use cookies to make visiting our website attractive and enable the use of certain functions. Cookies are small information files that your browser can put on your computer.

You can set your browser so that you will be informed about the setting of cookies and decide or exclude the acceptance of cookies on a case -by -case basis.

Our online shop is programmed in such a way that you can carry out your orders regardless of your cookie settings in the browser.

Cookies can be used for different purposes, e.g. For example, to recognize that your PC already had a connection to a web offer (permanent cookies) or to save the last view of the recent items (session cookies). We use cookies to offer you increased user comfort, e.g. B. by using the user ID for the registration for registration (the password must always be entered personally for security reasons) and in order to be able to grant commissions for mediation services.

We work with advertising partners who help to make the website and the website more interesting for you. Therefore, when visiting our website, cookies from partner companies (third party cookies) are saved on your hard drive. These cookies are temporary and automatically delete after a given time. Cookies from advertising partners are usually deleted after a few days or up to 24 months, in individual cases even after several years.

However, our partner companies are not allowed to obtain, process or use personal data using cookies via our website. Most of the cookies we use are deleted from their hard drive again after the end of the browser session (session cookies). Other cookies remain on your computer and enable us to recognize your computer the next time you visit (permanent cookies).

The way we use cookies in our online shop do not develop disadvantages or risks. In order to use our comfort functions, we recommend that you allow the acceptance of cookies for our website.

  1. Online advertising program

We use the online advertising program "Google AdWords" and the conversion tracking as part of Google AdWords. The cookie for conversion tracking is set when a user clicks on a display connected by Google. These cookies lose their validity after 30 days and do not serve personal identification.

If the user visits certain pages of the AdWords customer website and the cookie is still valid, Google and the customer can see that the user has clicked on the display and was forwarded to this page. Every customer receives a different cookie. Cookies cannot therefore be tracked on the websites of AdWords customers.

The information obtained using the conversion cookies is used to create conversion statistics for AdWords customers who have chosen conversion tracking. Customers learn the total number of users who clicked on their ad and were forwarded to a page with a conversion tracking day. However, you do not receive any information with which users can be identified personally.

If you want to deactivate cookies for conversion tracking, you can set your browser so that cookies are blocked by the domain "Googleadservices.com".

Further information on the topic of "data protection" as part of the Google Adwords online advertising program can be found at http://www.google.de/privacy_ads.html.

We use Re-Argeting technologies to make our website more interesting for you. This technology enables internet users who are already interested in our shop and our products to address our partners' websites with advertising. We are convinced that personalized, interest -related advertising for Internet users is usually more interesting than impersonal advertising. The overlap of these advertising material on the website of our partners is based on a cookie technology and an analysis of the previous usage behavior. This form of advertising is completely anonymous. No personal data is saved, and no usage profiles are also brought together with your personal data.

In your browser you can set that storage of cookies is only accepted if you agree. If you do not want to accept the cookies of our service providers and partners, you can choose the setting in your browser "block cookies from third -party providers".

As a rule, you are shown in the menu bar of your web browser using the help function of how you can reject new cookies and switch off already preserved.

  1. Revocation of consent

They expressly granted the following consent. We would like to point out that you can revoke your consent at any time with effect for the future.

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  1. Data information and change requests

According to the Data Protection Act 2000, you have the right to free information about your stored data and, if necessary, the right to correct, block or delete this data.

You can send information, deletion and correction requests for your data as well as suggestions at any time to our data protection officer:

Guru Cashflow Management GmbH
E-mail: shop@edv-guru.at

As of: August 2024