Terms of use and terms and conditions

General terms and conditions
The "Guru Cashflow Management GmbH"

  1. General / scope / contractual relationship

1.1. Guru Cashflow Management GmbH (hereinafter referred to as "Guru Cashflow Management GmbH") is a in the commercial register under the FN 630393 Z registered company based in 1010 Vienna, Graben 28 / Stiege 1 / door 12, in Austria.

Guru Cashflow Management GmbH provides modules primarily for entrepreneurs (hereinafter referred to as "user") on their internet platform modules with different service products from selected and tested third parties (hereinafter referred to as "provider"), which the user can book. In this case, a separate contract between the user and the offering entrepreneur or the entrepreneurs offered in the respective module is concluded. Guru Cashflow Management GmbH acts exclusively as an intermediary.

In addition, services according to separate offers are also provided on the platform directly by Guru Cashflow Management GmbH and products are supplied. Guru Cashflow Management GmbH can use third parties as a service provider, but in such cases the sole contractual partner and contact person remains with the user.

1.2. The following conditions only apply to contracts between Guru Cashflow Management GmbH and the user. The user must expressly agree to these conditions before registration and a possible order on the platform of Guru Cashflow Management GmbH. With successful registration on the platform, the user's approval is approved.

1.3. Deviating or additional agreements require the express written consent of Guru Cashflow Management GmbH.

1.4. Business customers (B2B) have no right of withdrawal, regardless of whether the contract is concluded with Guru Cashflow Management GmbH or with the providers. This right of withdrawal is valid regardless of the provider's information and is expressly accepted by booking or ordering.

  1. Requirements / account

2.1. In order to enable participation in the platform, the user is obliged to set up a free account with an individual user profile on the Guru Cashflow Management GmbH website.

2.2. The account must be set up with truthful and verifiable information. In the case of account registration, certain personal data, such as first and last name, date of birth, telephone number and email address, must be sent to Guru Cashflow Management GmbH. The user is responsible for the fact that his account data is and remain correct, complete and up -to -date.

2.3. The user is obliged to keep his password safely and keep secret. The user is liable for damage caused by improper handling or passing on the password.

2.4. A transfer of the account or the associated rights to third parties is not permitted. The user is responsible for all activities on his account and undertakes to comply with all relevant laws. The platform can only be used for lawful purposes.

  1. Availability

There is no entitlement to the constant availability of the services or applications of Guru Cashflow Management GmbH. The user is aware that there is no guarantee on the Internet for the accessibility of his data. Guru Cashflow Management GmbH assumes no liability for failures or non -availability of the platform, its services or applications and the resulting consequences. In particular, Guru Cashflow Management GmbH is not liable for force majeure, technical problems of third -party providers or other circumstances that are outside the control of Guru Cashflow Management GmbH.

  1. Technical responsibility

4.1. Guru Cashflow Management GmbH uses appropriate technical measures to protect its platform on the Internet from unauthorized attacks (e.g. hacking). However, the user acknowledges that absolute protection on the Internet cannot be guaranteed. Guru Cashflow Management GmbH is only liable to the user for intentional and grossly negligent violations of their contractual obligations. Liability for slight negligence is excluded unless this contradicts compelling consumer protection regulations.

4.2. The liability of Guru Cashflow Management GmbH is limited to typically predictable damage. The Guru Cashflow Management GmbH is not liable for lost profit, consequential damage, indirect and indirect damage as well as pure assets.

4.3. If Guru Cashflow Management GmbH acts as an intermediary, it does not accept any liability against the user or the provider.

  1. Violations / lock

Violations of the terms of use or applicable law lead to the immediate blocking of the user account by Guru Cashflow Management GmbH.

  1. manipulation

Any intentional manipulation or deception for the purpose of circumventing control and protective mechanisms of Guru Cashflow Management GmbH leads to the immediate blocking of the account. Guru Cashflow Management GmbH is not liable for damage caused.

  1. Data protection

The user expressly agrees to the processing and storage of his data by Guru Cashflow Management GmbH and can revoke this consent at any time. All data is only used for internal purposes. Guru Cashflow Management GmbH passes on the user's data for order processing to the provider associated with the module. Other third parties are not recorded by this data transfer.

  1. Digital communication

With registration on the website of Guru Cashflow Management GmbH, the user of digital communication, e.g. by email, agrees.

  1. Modules / business completion / resignation / termination

9.1. On the platform of Guru Cashflow Management GmbH, entrepreneurs offer payment services and products that are primarily useful for entrepreneurs and private users. The user can conclude a contract by booking a module or contacting the provider. In the event of a contract conclusion, it is pointed out that the terms and conditions of the respective provider are also automatically considered accepted.

9.2. For services that are provided directly by Guru Cashflow Management GmbH, the contract is only concluded after the booking and payment by a confirmation email from Guru Cashflow Management GmbH.

9.3. Users are open to the possibility of a subscription for the above -mentioned services or products over a certain period of time. Subscriptions can require a deposit, the remaining amount is then paid in monthly installments.

9.4. The subscription has a minimum term and is automatically extended by this minimum term if it is not terminated in writing at least three months before the end.

9.5. For business customers (B2B) there is generally no right of withdrawal, regardless of whether the contract with Guru Cashflow Management GmbH or with the providers. This right of withdrawal is independent of the provider's information and is expressly accepted by booking or ordering.

  1. Payment processing and payment

10.1. Payment for services booked by Guru Cashflow Management GmbH as a contractual partner or intermediary is generally made in advance. Available payment methods are credit card, ATM, SEPA direct debit, Sofortüberweisung, PayPal or Apple Pay. Only credit card or debit card are available for subscriptions.

10.2. In the event of a delay in payment as part of a subscription, the entire remaining amount is immediately due.

10.3. In the event of a delay in payment, Guru Cashflow Management GmbH is entitled to request default interest and to calculate all dunning and collection expenses.

  1. Exclusion and restrictions on liability

Guru Cashflow Management GmbH is not liable for shops whose completion or non -conclusion is made between users and providers. Guru Cashflow Management GmbH provides no liability for the trouble -free handling of shops between users and providers, and it still guarantees the quality or suitability of the services or products offered. Guru Cashflow Management GmbH is only liable for damage that arises in connection with the use of the platform for intentional and grossly negligent breaches of contract.

  1. Retention of title

Delivered products remain the property of Guru Cashflow Management GmbH until full payment.

  1. General provisions

13.1. The user must not transfer the rights and obligations from his personal account to third parties.

13.2. For the legal relationship between Guru Cashflow Management GmbH and the user as well as between the user and the provider, Austrian law applies exclusively to the exclusion of the UN sales law and collision law.

13.3. The user can only offset the claims of Guru Cashflow Management GmbH or claim a right of retention if the counterclaim is undisputed or final.

13.4. Guru Cashflow Management GmbH reserves the right to change its general terms and conditions unilaterally. The user is informed in writing about the changes and can object within 14 days. In the event of an objection, Guru Cashflow Management GmbH, without notice, applies.

13.5. The factually responsible court in Vienna is exclusively responsible for all disputes from the legal relationship between Guru Cashflow Management GmbH and the user as well as between the user and the provider. This provision does not apply to consumers.